Small Business Insurance

Do I need insurance for my small business?

It depends on what you do and where you do it, but the short answer is yes. You need insurance to protect what you’ve built. We get that owning a business is hard, which is why we make it easy for you to find the coverage you need faster than anyone else so you can get back to work. Our passion is insurance, but we’re guessing yours’ isn’t, so let us handle it.


Liability insurance covers things that happen to other people. Depending on what you do, it covers people slipping and falling at your store, getting sick from something you served them, or harm caused by an action your company took. Litigation can be messy and is almost always expensive, so liability insurance will help you sleep at night.


Property insurance covers what happens to your stuff. Theft, fire, water damage, a meteor falling from the sky - whatever it is, a good property insurance policy will protect your valuables since you can’t be there all the time.

Workers' Compensation

Workers' Compensation covers your employees. As a business owner, you are liable for any injuries that happen to your employees on the job. Workers Compensation insurance pays for medical care, lost time and wages, and even permanent disabilities. We know you care about your employees and your company, but on top of that, Workers’ Compensation is also almost always required by law.

Frequently Asked Questions

Talage® collects all of your business information and then sends it directly to our insurance company partners, instantly providing you with options, without the need for a middle man. We give you all the information you need to make an informed decision about the insurance for your business.
Nothing! Talage® is compensated by our insurance company partners. You don’t owe us anything! With full disclosure, you’ll know how much money we make from a policy you buy through Talage®.
Every state is different. You can access the appropriate agency in your state by using our handy map below.

The thing to remember about Workers' Compensation is that even if your state doesn’t require insurance, you are still liable. Talage® recommends that anyone with employees buys Workers' Compensation.
You will file your claim directly with the insurance company you purchase a policy through. We can help facilitate that and help along the way with communication between you and the insurance company.
Talage® will automatically reach out to you prior to your policy renewal and make sure everything is still going great. If it is, great! If you are worried about your policy premium pricing, we can instantly compare market prices for you, saving you the energy of calling agents and getting new quotes year after year.
Can you? We hope you do! And we’ll pay you for it. Talage®’s referral program will reward our customers for talking about Talage® to your friends!
Thats okay, you can still check out Talage® and if we can do a better job, great! If not, at least you know your guy is working hard for you. If you want to take advantage of Talage®’s automatic savings and shopping technologies, we can become your agent.
  • States We Currently Service
  • States We Are Adding Soon!

Click on your state to access your local worker's compensation insurance laws.