What is workers' compensation?

Workers' compensation is a form of insurance that provides wage replacement and medical benefits to employees injured in the course of employment.

Why do I need workers' compensation insurance?

Employers are liable for injuries at work even if the employee contributed to the fault. Worker’s comp will cover the medical expenses and lost pay when your employees are injured at work.

It is required by law. The fine print is different for every state but long story short; if you have employees, you should have a workers' comp policy in place. Click on a state below to view your state's specific details.

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